AiCR Solutions
Manual payment history review is slow, expensive, and error-prone. AiCR processes the files your team already receives and delivers structured results in minutes.
The Review Challenge
Every servicer formats payment history differently. PDF, text, and Excel exports rarely match. Someone still has to reconcile the transactions and build a usable record by hand, often at $50 to $60 per loan from third-party providers.
One Module. Every Servicer Format.
AiCR handles multi-servicer transfer chains automatically, normalizing different source files into one consistent loan-level record.
Inconsistent statements and servicing ledgers
Servicer exports and transaction records
Existing analysis and structured exports
A continuous transaction history, delinquency timeline, comparison view, and exportable results for the loan.
Structured Results
Every payment, reversal, suspense entry, and escrow transaction is captured and normalized into a consistent structure across servicer formats.
Transaction activity for the life of the loan
Payment status shown by month
AiCR results compared with servicer-provided histories or an existing Excel analysis
Multi-servicer transfer chains processed as a single record
Reconstructed activity organized for review
Excel and structured formats for downstream use
Built for Real Servicing Data
Built for the volume and file variation servicers actually send.
14+
Handles inconsistent PDFs, text files, and exports.
Minutes
Structured results without rebuilding the record by hand.
High
Most results require zero manual review before use.
Built In
Compare results against servicer-provided data.
AiCR provides a lower-cost alternative to third-party manual review providers while keeping the results visible and reviewable.
See how AiCR turns the servicer files your team receives into a clean, validated record.